Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value.

Privacy Policy

Notice Of Your Financial Privacy Rights
The Information We Collect
The Confidentiality, Security, And Integrity Of Your Information
Your Information And Other Parties
Information About Former Customers
Authorized Sharing - Outside Marketing Services
Types of Businesses
Reasons for disclosing
About Children's Online Privacy

Notice Of Your Financial Privacy Rights

We, our, and us, when used in this notice, means Bank of Frankewing.

This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers.

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
- Safe Deposit Box
- Self-directed Individual Retirement Account
- Former Customers

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”

The Information We Collect

We collect information about you from the following sources:

Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from a consumer reporting agency
Information we receive as a result of verifying customer information

The Confidentiality, Security, And Integrity Of Your Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Your Information And Other Parties

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

Information About Former Customers

We have the same policy about disclosing information about former customers as we do about current customers.

Authorized Sharing – Outside Marketing Services

We may disclose the following information to companies that perform marketing services on our behalf:

Information you give us on an application or other forms, such as:
Name
Address
Social Security Number
Information about your transactions with us, such as
Account balances
Account activity
Types of accounts
Parties to the transaction
Payment history
Deposit history
Information about your transactions with other parties, such as:
Account balances
Account activity
Types of accounts
Parties to the transaction
Payment history
Deposit history

We disclose the information listed above with the companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law.

Types of Businesses

Here are the types of businesses with whom we may dislose information for outside marketing purposes:

Service providers that perform marketing services for us, such as:
Direct sales companies

Reasons for disclosing

We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.

Bank of Frankewing
P.O. Box 1
Frankewing, Tennessee 38459

About Children's Online Privacy

The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. Bank of Frankewing's Web sites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, link to the Federal Trade Commission's website at www.ftc.gov/privacy/privacyinitiatives/childrens. For further information, the Federal Government has created a Web site, Kidz Privacy, aimed at educating both parents and children about the dangers of the Internet and how to browse safely.

NOTICE: The Bank of Frankewing is not responsible for and has no control over the subject matter, content, information, or graphics of the Web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.


		User ID: Password:


	Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value. Privacy Policy Notice Of Your Financial Privacy Rights The Information We Collect The Confidentiality, Security, And Integrity Of Your Information Your Information And Other Parties Information About Former Customers Authorized Sharing - Outside Marketing Services Types of Businesses Reasons for disclosing About Children's Online Privacy Notice Of Your Financial Privacy Rights We, our, and us, when used in this notice, means Bank of Frankewing. This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers. Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n): Deposit Account Loan Account Safe Deposit Box Self-directed Individual Retirement Account Former Customers We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.” back to top The Information We Collect We collect information about you from the following sources: Information you give us on applications or other forms Information about your transactions with us Information about your transactions with other parties Information from a consumer reporting agency Information we receive as a result of verifying customer information back to top The Confidentiality, Security, And Integrity Of Your Information We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. back to top Your Information And Other Parties We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions. back to top Information About Former Customers We have the same policy about disclosing information about former customers as we do about current customers. back to top Authorized Sharing – Outside Marketing Services We may disclose the following information to companies that perform marketing services on our behalf: Information you give us on an application or other forms, such as: Name Address Social Security Number Information about your transactions with us, such as Account balances Account activity Types of accounts Parties to the transaction Payment history Deposit history Information about your transactions with other parties, such as: Account balances Account activity Types of accounts Parties to the transaction Payment history Deposit history We disclose the information listed above with the companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law. back to top Types of Businesses Here are the types of businesses with whom we may dislose information for outside marketing purposes: Service providers that perform marketing services for us, such as: Direct sales companies back to top Reasons for disclosing We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services. Bank of Frankewing P.O. Box 1 Frankewing, Tennessee 38459 back to top About Children's Online Privacy The Children's Online Privacy Protection Act (COPPA) was passed to give parents increased control over what information is collected from their children online and how such information is used. The law applies to websites and services directed to, and which knowingly collect information from, children under the age of 13. Bank of Frankewing's Web sites and online services are not directed to children under the age of 13, nor is information knowingly collected from them. For additional information on COPPA protections, link to the Federal Trade Commission's website at www.ftc.gov/privacy/privacyinitiatives/childrens. For further information, the Federal Government has created a Web site, Kidz Privacy, aimed at educating both parents and children about the dangers of the Internet and how to browse safely. back to top












Powered by Goldleaf Financial Solutions. © 2005 Bank of Frankewing. All rights Reserved.